personal protection

The Personal Protection Products we can offer are designed to give you and your loved ones the financial dignity you deserve in times of need. 

Life Cover

Pays a Lump sum payment or regular income in the event of death or diagnosis of a terminal illness.

Critical Illness Cover

Pays a lump sum payment or regular income if the policyholder is diagnosed with one of the providers specified definitions during the policy term. (a survival period may apply).

Serious Illness

Serious Illness Cover pays a lump sum out on over 170 different conditions. Unlike typical critical illness cover, Serious Illness Cover pays out on a severity based approach. This means that the cover provides a payout proportionate to the severity of a condition. 

children's serious illness

Pay a lump sum to the policyholder in the event of your child being diagnosed with one of the provider specified definitions during the policy term or stated expiry age (This is not a stand alone product).

Income Protection 

Pays you a monthly income to help replace earnings, should you be unable to work due to ill health or injury. 

Mortgage Protection

Is designed to pay out a cash sum to help pay off your mortgage if you die or are diagnosed with a critical illness during the term of the policy. Meaning your loved ones could continue to live in the family home without worry.

Whole of Life cover

Whole of Life cover - Pays a cash lump sum to your family or a nominated person if you die while cover is in place.

Over 50's Life Insurance

A  pure-protection non-linked whole of life assurance product that's designed for clients who are UK residents aged between 50 and 80. A quick and simple way to leave behind a cash lump sum for your loved ones, this could be used to pay e.g funeral costs.